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Though Regular health insurance policies don’t cover maternity expenses! But still Before you start blaming the health insurance companies for being unfair, listen to this: the basis of insurance is protection against unexpected risks. Pregnancy is not an unexpected risk and so most health insurance policies don’t cover maternity expenses.

But wait; there are few policies which cover it!

Considering the expenses that hospitalization for delivering brings, certain health insurance plans cover maternity expenses.

Group health insurance:

Most group health insurance plans i.e. health insurance policies provided by companies to their employees, provide maternity benefit. These plans also commonly include- pre and post hospitalization expenses

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Does Health insurance cover Maternity Expenses?

Tags: maternity benefits, maternity expense, protection against unexpected risk