Is your health insurance broker/agent giving you these problems. Then its the time for you to change it.
No accessibility: When you never seem to get access to your agent or your Broker. His contact numbers are non functional or he is not entertaining your calls.
No health insurance knowledge: When you ask him simple questions regarding [...]
If the selection of a Good Broker is done with care there will be no need to change the broker in the first place. These are the criteria which you must look at when you decide to buy a health insurance policy from the person.
His area of Expertise: Health insurance is a matter of great [...]
There can be a time where there is need of changing health insurance agent or broker. So here are some quick and basic tips for changing your health insurance broker/agent.
You can change your Agent or the Broker at the time of the renewal. To know the date of the renewal, check your policy document.
Write a [...]
They say Learn from others mistakes. And so same applies while purchasing a new insurance policy and even while hiring and Agent/Broker. Here is and some important points to be kept in mind while taking a new insurance policy.
Hiding information from your Insurance Company
Ex. Not giving your correct medical history. Numerous claims are rejected on [...]
Wait!! Are you buying health insurance? So do know the common mistakes which others made and you can avoid. Here goes the list:
Reading the policy fine text will make you aware of the entire policy and prevent you from getting your claims rejected.
For buying a policy it is essential that you think long term. A [...]
When you are aware of the fact that all your medical costs are going to be paid by the Insurance Company (if it is within the insured amount and valid) you can forget about the cost of the treatment and focus on the quality of the treatment and where to get it from. Hence health [...]
In India, Family Floater and Individual Health Insurance are the options in front of you and here’s what they provide. Lets see further in details.
The plus points
It is less expensive than Individual Policy.
It is great for younger families with members having low health risk.
You can add your immediate family members like your spouse and kids.
The [...]
Family Floater is a policy which covers more than one family member for a fixed cover. Here the fixed cover is shared by all the family members, i.e. if Shah Family of four take a cover of 4 lakh, the entire family can claim up to Rs. 4 lakh together. Generally two adults and two [...]
Every Health insurance Company has tie-ups with a large number of hospitals in each city through their Third Party Administrators (TPAs). These hospitals are known as network hospitals and the hospitals that are not in such a list are usually called the non-network hospitals. Cashless service is an arrangement where expenses on a valid claim [...]
There may be some facts which you don’t know of. Read on to know about all the benefits of having a Health Insurance:
Makes quality treatment affordable:
While resorting to any medical treatment we always have the concern of how much it will cost. But with Health Insurance, when there is an emergency and you have to [...]