Jiyo Healthy!

• List of Exclusions

Another important thing that you must pay attention to when buying Health Insurance in India is the List of Exclusions. This list contains the medical conditions that won’t be covered by the Health Insurance Company in their mediclaim policy. As of now the fixed exclusions are Dental Cosmetic Surgery and alternative therapies such as acupressure, acupuncture, yoga, massage, aromatherapy, reflexology and naturopathy.

What to look out for: A health Insurance Company that offers fewer exclusions.

• Network Hospitals

Network Hospitals is a group of hospitals that have tied up with a Health Insurance Company or a TPA (Third Party Administrator). The main benefit offered by the Network hospitals is that they offer top quality service 24/7 which comes in handy in case of emergencies. Another benefit provided by the Network Hospitals is that they offer the cashless facility that lets you get admitted for free and thus reduces the financial burden on you during the hospitalization.

read more on:

http://www.medimanage.com/my-health-insurance/more-articles/checklist-for-buying-health-insurance.aspx