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Critical Illness cover is a plan which covers Cancer which has an extremely expensive  treatment. The insured receives the entire amount at once. Hospitalization is not necessary for Critical illness cover, diagnosis is enough.  And if you take Health Insurance Policy along with Critical Illness than you could get the whole critical illness cover and the hospitalization charges can be covered with your Health Insurance.

There is very good infomation on Critial Illness in the article: Critical Illness: Better be prepared than Regret!

Tags: Cancer, Critical Illness, Health care, Health Insurance, Insurance, Insurance Policy, Medimanage